Visa – M&As
Visa has conducted several M&As recently to enhance its capabilities in fintech. These transactions highlight Visa’s strategy of using its massive cash reserves to buy modern, cloud-native technology stacks. 1. Tink (Open Banking) This acquisition was a strategic pivot after Visa’s planned $5.3 billion acquisition of Plaid was blocked by US regulators on antitrust grounds. […]
Visa – FY2025 report
Here is a detailed summary of the Visa Inc. Fiscal Year 2025 10-K report (for the fiscal year ended September 30, 2025): Financial Performance Highlights Key Operational Metrics Strategic Growth Pillars Major Investments and Acquisitions Risk Factors and Challenges Based on the Visa Inc. Fiscal Year 2025 10-K report (for the year ended September 30, […]
Visa – Competitions
As of early 2026, Visa remains the dominant leader in the global payment industry. However, the competitive landscape has evolved from a simple “duopoly” with Mastercard into a complex battle against tech giants, regional payment networks, and account-to-account (A2A) systems. 1. Market Share and Core Dominance (2025-2026) Visa maintains a significant lead in the traditional […]
Visa – Background and History
The history of Visa is a story of how a localized experiment by a single bank transformed into the world’s leading digital payment network. Its evolution can be broken down into the following key phases: Phase 1: The Origins and the Fresno Drop (1958-1970) Revenue and Financials: This was an experimental phase characterized by high […]